Buy a House with 0 to 1/2% Down

Did you know people across America are buying homes for zero to half a percent down with “down payment assistance” loans?

There are multiple programs offering “down payment assistance” in the form of grant money?  This is powerful because grants don’t have to be paid back. However, these funds are limited. Find out if you (or a loved one) can qualify before these grant funds run out.  Call us to see if one of the many programs available are a fit for you.

If you’re wondering where the funds for these down payment assistance programs come from here is a brief explanation.  Many major banks and mortgage lenders have been fined billions of dollars for their roles in the financial collapse that began in 2008.  A portion of that money has been allocated at the state and local levels in order to fund these programs. Big banks received hundreds of billions of dollars in bailout money, while millions of Americans lost their homes to foreclosure, short sale or bankruptcy.  Down payment assistance programs are one small effort to put some of that money back in the hands of consumers.

If you don’t qualify for down payment assistance you may qualify for 3.5% down which is still a great deal.  If it’s been 3 years since a short sale or 2 years from a Chapter 7 bankruptcy discharge, you may now be able to qualify for one of these low down payment loans and purchase a home again. Why rent when you can buy?

Let us help you qualify for one of these excellent programs then assist in finding your next home.  If we do not serve your city we’ll find a local real estate expert who is familiar with the specific program you want, then connect you with them. Feel free to share this blog with friends and family.

“Thankfully I found Mark and Dina Beauvais, owners of Beauvais Real Estate, through Zillow. I was inquiring about renting-to-own when Dina suggested that I could probably buy a home for less than it would cost to rent. Dina is my angel sent from God. She found a lender who could qualify me for a “down payment assistance” program. I am a single mom of 3 teen girls that just bought a beautiful, brand new house thanks to The Beauvais’. This was the first home I’ve purchased on my own, and it went smoothly because Dina guided me every step of the way. I could not have done it without her. Buying this house did cost LESS than moving into a rental. I strongly recommend using this dynamic duo.”

Lorraine S., Phoenix, AZ